Terms

If you do not agree to the Terms of Use, discontinue using the site immediately! By using this site, you signify your Assent and Agreement to these Terms of Use. If you do not agree to these Terms of Use, do not use the site.

Restrictions on Use of Materials

Materials in this website are Copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission. All of the trademarks on this site are trademarks of TEM Group Inc. / thomasmorales.com or of other owners used with their permission.

Database Ownership, License, and Use

TEM Group Inc. / thomasmorales.com warrants, and you accept, that TEM Group Inc. / thomasmorales.com is the owner of the copyright of the Databases of Links to articles and resources available from time to time through thomasmorales.com. TEM Group Inc. / thomasmorales.com and its contributors reserve all rights and no intellectual property rights are conferred by this agreement.

TEM Group Inc. / thomasmorales.com grants you a non-exclusive, non-transferable license to use database(s) accessible to you subject to these Terms and Conditions. The database(s) may be used only for viewing information or for extracting information to the extent described below.

You agree to use information obtained from thomasmorales.com’s databases only for your own private use or the internal purposes of your home or business, provided that is not the selling or brokering of information, and in no event cause or permit to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form any part of the databases (whether directly or in condensed, selective or tabulated form) whether for resale, republishing, redistribution, viewing, or otherwise.

Nevertheless, you may on an occasional limited basis download or print out individual pages of information that have been individually selected, to meet a specific, identifiable need for information which is for your personal use only, or is for use in your business only internally, on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the databases, whether for internal or external distribution or use.

Refunds / Cancellations

We want you to be satisfied with your purchase but we also want you to give your best effort to apply all of the strategies in the program(s). You must also demonstrate that you have attempted to implement the program without success. To meet this requirement, you must show us you’ve put in the work for the program you are requesting a cancellation/refund for.

Upon determining that you are entitled to a cancellation/refund pursuant to this policy, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds.

If you receive a refund of any purchase through the terms and conditions, that shall immediately terminate any and all licenses granted you to use the material provided to you under these Terms of Use or any other agreement. You shall immediately cease using the material and shall destroy all copies of the information provided to you, including without limitation: video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups limited to paying members, and other resources.

Non-Disclosure / Confidential Information

By visiting this site and or purchasing any products from TEM Group Inc. referred to as the “COMPANY” you agree to not disclose any proprietary information concerning COMPANY’s products and services, strategies etc. Any information disclosed through programs or courses will be considered confidential (“Confidential Information”).

The Confidential Information shall include, without limitation, any and all information which is not generally known to the public, related to or concerning: the business activities, dealings or strategy, content, training of COMPANY, and/or their officers, directors, employees or contractors; any confidential information, knowledge and know-how, concerning the operations, products, services, procedures, or customers of COMPANY, in any format whatsoever, including, without limitation, the techniques, formulations, organization, design, implementation, preparation and other operations, methods, and accumulated experiences incidental thereto, and further including, without limitation, information relating to marketing techniques, advertising, policies, procedures, promotions, customer lists, product designs, membership lists, mailing lists, sales records, concepts, ideas, trade secrets, other proprietary information, training materials, and/or research of COMPANY. Further, any and all Confidential Information which by its nature is confidential and the COMPANY in their sole and absolute discretion designates as such shall be deemed Confidential Information for purposes of these terms of use.

Liability

The materials in this site are provided “as is” and without warranties of any kind either express or implied. TEM Group Inc. / thomasmorales.com disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. TEM Group Inc. / thomasmorales.com does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. TEM Group Inc. / thomasmorales.com does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You and not TEM Group Inc. / thomasmorales.com assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Under no circumstances, including, but not limited to, negligence, shall TEM Group Inc. / thomasmorales.com be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if TEM Group Inc. / thomasmorales.com or a TEM Group Inc. / thomasmorales.com authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall TEM Group Inc. / thomasmorales.com’s total liability to you for all damages, losses, and causes of action (whether in contract, tort, including but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this site.

Facts and information at this website are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on this website is to be used for information purposes only. The information contained on this website and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on this website are only offered in jurisdictions where they may be legally offered. Information provided in our website is not all-inclusive, and is limited to information that is made available to TEM Group Inc. / thomasmorales.com and such information should not be relied upon as all-inclusive or accurate.

For Educational and Informational Purposes Only

As set forth more fully in the Disclaimer, the information contained on this Website and the resources available for download through this Website are for educational and informational purposes only. The information contained on this Website and the resources available for download through this Website is not intended as, and shall not be understood or construed as legal, financial, tax, medical, health, or any other professional advice.

Links and Marks

The owner of this site is not necessarily affiliated with sites that may be linked to this site and is not responsible for their content. The linked sites are for your convenience only and you access them at your own risk. Links to other websites or references to products, services or publications other than those of TEM Group Inc. / thomasmorales.com and its subsidiaries and affiliates at this website, do not imply the endorsement or approval of such websites, products, services or publications by TEM Group Inc. / thomasmorales.com or its subsidiaries and affiliates.

Certain names, graphics, logos, icons, designs, words, titles or phrases at this website may constitute trade names, trademarks or service marks of TEM Group Inc. / thomasmorales.com or of other entities. The display of trademarks on this website does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission, or other copying of modification of trademarks and/or the contents herein may be a violation of federal common law trademark and/or copyright laws and could subject the copier to legal action.

Confidentiality of Codes, Passwords and Information

You agree to treat as strictly private and confidential any Subscriber Code, username, user ID, or password which you may have received from TEM Group Inc. / thomasmorales.com, and all information to which you have access through password-protected areas of TEM Group Inc. / thomasmorales.com’s websites and will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.

Other Legal Stuff

These Terms of Use will apply to every access to thomasmorales.com. TEM Group Inc. / thomasmorales.com reserves the right to issue revisions to these Terms of Use by publishing a revised version of this document on this site: that version will then apply to all use by you following the date of publication. Each access of information from TEM Group Inc. / thomasmorales.com will be a separate, discrete transaction based on the then prevailing terms.

This Terms of Use and the license granted may not be assigned or sublet by You without TEM Group Inc. / thomasmorales.com’s written consent in advance.

These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the Ontario, as it is applied to agreements entered into and to be performed entirely within such jurisdiction. To the extent you have in any manner violated or threatened to violate TEM Group Inc. / thomasmorales.com and/or its affiliates’ intellectual property rights, TEM Group Inc. / thomasmorales.com and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the Province of Ontario, and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration within the province of Ontario, Canada.

If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby.

Termination

These Terms of Use agreement are effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all thomasmorales.com site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice at TEM Group Inc. / thomasmorales.com’s sole discretion, should you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other thomasmorales.com site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.